Joma Labayen (Jericho Rosales) believes that a "life charm" would help him win money to pay for his debts. He accidentally meets Diane Dela Cruz (Bela Padilla), who gives him luck only when they are close to each other. Diane doesn't believe this at first, but left with no choice, she eventually got along with Joma. Everything goes well for both of them until they discover that their luck will disappear if one of them falls in love with the other.